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Home Buying

What You Should Require from a Potential Contractor

Before you hand over a deposit, make sure your contractor is licensed, insured, and has strong references 🔍. Get everything in writing—scope, timeline, payment schedule. Ask who’s doing the work (subs or staff?) and how they handle issue...

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Benefits of Downsizing After Retirement

Bigger isn’t always better—especially in retirement. Downsizing can reduce costs, free up equity, simplify maintenance, and offer a fresh start. Whether you’re relocating, want a single-level home, or just tired of the upkeep, less house ...

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The Importance of Title Insurance

Title insurance protects you from past problems with your home’s ownership—like unpaid taxes, liens, or ownership disputes. One-time fee, lifetime coverage. It’s peace of mind you definitely want when buying a home 🏡.

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Interest Rate vs. APR: What’s the Difference?

The interest rate is what you pay to borrow money. The APR (Annual Percentage Rate) includes that plus other costs like points, fees, and closing costs. APR is the more accurate picture of what a loan will truly cost you 📊. Don’t just shop...

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Weekend Projects for Dining Rooms

Your dining room doesn’t need a full renovation to feel fresh. Try a weekend refresh: paint an accent wall 🎨, swap out the light fixture for something bold, add a mirror to open up the space, or upgrade your table centerpiece. Even new cur...

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How to Handle Home Search Frustration

Low inventory, high prices, bidding wars—yep, it’s frustrating. But don’t give up! Get clear on your must-haves vs. nice-to-haves. Consider nearby zip codes or slightly different property types. And most importantly—trust the process (a...

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FHA Loans Explained

FHA loans are a great option for first-time buyers or anyone with less-than-perfect credit. They offer lower down payment requirements (as low as 3.5%!), more flexible credit guidelines, and can be a stepping stone to homeownership. But they al...

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Things to Look for When Obtaining a Moving Quote

Not all movers are created equal! When getting quotes, make sure you’re comparing apples to apples. Look for binding estimates, ask what’s included (boxes? mileage? insurance?), and always check reviews and licenses. If a quote is way lower...

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Types of Uncommon but Helpful Home Inspections

Most buyers do the standard home inspection—but what about the ones that uncover hidden issues? Consider sewer scope inspections (especially for older homes), mold and radon testing, chimney inspections, and even pool/spa inspections 🏊. Th...

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Ideas to Save on Home Insurance

Home insurance is essential—but overpaying isn’t. Start by comparing quotes from multiple carriers 🧐. Increase your deductible if you have enough savings for emergencies. Bundle policies, install security systems, and ask about discounts...

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