Why Preapprovals are Important
Getting pre-approved before shopping will give you a better edge when putting in offers on your future home while saving time and energy in the long run. If you're not sure where to get started, just ...
Finances
Preapproval Before Shopping
Getting pre-approved doesn’t just give you an idea of how much house you can afford, it also lets sellers know you’re a serious buyer. With more houses receiving multiple offers, a pre-approval letter can be a key factor in a bidding war. I...
Credit Score Makeup
Knowing your credit score is good but UNDERSTANDING your credit score is better! Once you understand the factors that make up the score and create good financial habits, you set yourself up for easier shopping for things like auto loans, mortga...
Rising Rental Rates
If you're renting, you're already paying a mortgage, just not yours! Buying a home allows stability, no rent raises, and is also an investment. Message me to begin your home buying journey! 678-360-6273 www.aullrealestate.com #rentvsbuy #rent...
Creative Ways to Save Your Down Payment
There are lots of ways to save for your home purchase. This makes having the funds needed for a down-payment and other associated costs closer than you think! Give me a call so my team can discuss your options and see just how close you are. 67...
Should I Wait to Buy?
'Should I wait?' is a question we're often asked. Answer: Now is the time to start looking for your next home. Give us a call to help answer your other questions - we're here to help! 678-360-6273 www.aullrealestate.com #risingrates #inventor...
Use Your Tax Refund for Down Payment
Having the funds saved for a down-payment and other associated costs may be closer than you think because every little bit helps! Especially since there are other options than the myth of requiring 20% down. Give me a call and let’s discuss y...
Credit Maintenance While Buying a Home
The lender can pull your credit up to the day of closing to make sure nothing has changed. Don't risk it! If you're in doubt of what not to do, here are a few tips to help keep your credit consistent during closing. If you still have questions,...
Mortgage Terminology – Closing Disclosure
The closing disclosure (aka CD) gives your mortgage and closing figures at least 3 days prior to closing. It's the last of several documents obtained from the lender before closing throughout the homebuying process. You will have questions - ev...
Mortgage Terminology – DTI
Your debt to income ratio is a big part of determining how much you qualify for. If you find the financial part of home buying confusing, don't stress! My team of experienced and committed professionals are here to assist you. Give me a call an...
Stop Paying Someone Else Mortgage
Don't you think it's time to start building your own wealth? There’s plenty to consider when purchasing a home so give me a call and let’s discuss your options. My team is here to help! 678-360-6273 www.aullrealestate.com #rentvsown #rentv...