Use Your Tax Refund for Down Payment
Having the funds saved for a down-payment and other associated costs may be closer than you think because every little bit helps! Especially since there are other options than the myth of requiring 20...
Finances
Credit Maintenance While Buying a Home
The lender can pull your credit up to the day of closing to make sure nothing has changed. Don't risk it! If you're in doubt of what not to do, here are a few tips to help keep your credit consistent during closing. If you still have questions,...
Mortgage Terminology – Closing Disclosure
The closing disclosure (aka CD) gives your mortgage and closing figures at least 3 days prior to closing. It's the last of several documents obtained from the lender before closing throughout the homebuying process. You will have questions - ev...
Mortgage Terminology – DTI
Your debt to income ratio is a big part of determining how much you qualify for. If you find the financial part of home buying confusing, don't stress! My team of experienced and committed professionals are here to assist you. Give me a call an...
Stop Paying Someone Else Mortgage
Don't you think it's time to start building your own wealth? There’s plenty to consider when purchasing a home so give me a call and let’s discuss your options. My team is here to help! 678-360-6273 www.aullrealestate.com #rentvsown #rentv...
Mortgage Terminology – “Term”
Understanding mortgage terms is just as important as understanding the terms of your mortgage itself. But don't stress, my team is here to help! Give us a call. 678-360-6273 www.aullrealestate.com #themoreyouknow #realestateterms #mortgageterm...
Real Estate Terms – Principal
Making additional principal payments can shorten the length of your mortgage term, decrease the total amount of interest paid to the lender, and allow you to build equity faster. 678-360-6273 www.aullrealestate.com #themoreyouknow #financialaw...
Earnest Money aka Good Faith Money
Earnest money is considered a way to show you’re committed to the home purchase. Let me help you locate a home and walk you through the process. 678-360-6273 www.aullrealestate.com #realestateeducation #realestateterms #homebuyingprocess #th...
Loan Limit Increases for 2022!
The Federal Housing Finance Agency just announced an increase in the conforming loan limit, which means that more credit will be available, creating more opportunities for people to become homeowners. If you’ve been considering a home purchas...