Steps to Remove Private Mortgage Insurance (PMI)
If you purchased a home with less than 20% down, you're likely paying Private Mortgage Insurance (PMI). Here’s how you can remove it:
1. Pay Down Your Loan to 80% Loan-to-Value (LTV)
Once your l...
Posts Tagged ‘House Expert’
Home Security Basics: Essential Tips to Protect Your Home
Your home is your sanctuary, and keeping it secure should be a priority. Here are some basic yet effective security tips:
1. Secure All Entry Points
Lock all doors and windows, even when you're home. Install deadbolts on exterior doors. Rei...
Home Fire Abatement Tips: How to Protect Your Home from Fires
A house fire can be devastating, but there are steps you can take to reduce your home’s risk. Here are some key fire abatement strategies to keep your property safe:
1. Create Defensible Space
Maintain at least 30 feet of cleared space ar...
Tips for Writing a Winning Offer in a Competitive Market
In today’s competitive housing market, making a strong offer can mean the difference between landing your dream home or losing out to another buyer. Here are some key strategies to ensure your offer stands out:
1. Get Pre-Approved, Not Jus...
Pricing Your Home for Sale When Everyone Else is Overpriced
The past few years have been exciting for home sellers. Not only were home prices historically high but buyers were well qualified and enjoying low interest rates. Today’s housing market is dramatically different in many areas of the country....
5 Commonly Overlooked Items to Address Before Listing Your Home for Sale
Selling your home is a significant step and one of large financial consequences. Of course, you want to maximize your profit to allow you to achieve your future goals. You are aware that you need to make sure the home is in good condition and h...
Should You Offer Financial Concessions When Selling?
When selling your home, at some point the question of financial concessions will arise. These may be credits for closing costs, repairs, or upgrades and these incentives may improve your ability to sell the home, especially if the home is not i...
Bring the Essence of Summer Blooms Inside with These Quick Décor Ideas
Summer is the perfect time to enjoy bright floral blooms in gardens and parks. Vibrant colors enhance warm weather views, inviting us to relax and enjoy the season. So, why not take a little time this weekend to transform interior spaces with s...
Drone Photography
Drone photography has revolutionized the way real estate agents market their listings. Highlighting the location or neighborhood can help potential buyers learn more about the property and increase interest in the home. But it is not as simple ...
How Lenders Treat Commissions When Qualifying for a Home Loan
One of the biggest factors lenders use in qualifying potential home buyers is income. When coupled with credit scores, income is critical in reducing the risk for the lender which in turn gives the buyer better terms, lowering costs. For most b...
Choosing the Right Community
Nothing is more frustrating than finding a wonderful house and then realizing that the neighborhood is not as great. Everyone has heard the
expression, “location, location, location,” and it’s one of the main reasons homeowners say they l...