Why You Should “Date the Rate and Marry the House”
If you’ve been house hunting lately, you’ve probably heard the phrase "date the rate, marry the house." But what does it actually mean?
It Means: Buy the Right Home—Worry About Interest Rates...
If you’ve been house hunting lately, you’ve probably heard the phrase "date the rate, marry the house." But what does it actually mean?
It Means: Buy the Right Home—Worry About Interest Rates...
DIY can be a great way to save money on home upgrades—but some projects actually hurt your resale value. If you ever plan to sell, avoid these mistakes:
1. Overly Personal Paint Colors
💀 Black ceilings, neon walls, or dark purple kitch...
Ever open your electric bill and wonder how in the world it got so high—even though you swear you’re not doing anything different? It’s probably because of energy vampires—appliances and devices that suck electricity even when you’re ...
Inflation is up, interest rates are climbing, and now you’re wondering—should I just wait?
Here’s the thing: waiting could actually cost you more.
Why Buying Now Still Makes Sense
💸 Rent is Also Rising – While home prices fluctu...
Nobody wants to be that buyer—you know, the one that makes realtors cry into their coffee. But sometimes, buyers don’t even realize they’re making the home-buying process way harder than it needs to be.
So, let’s do a little self-check...
Let’s be real—sometimes your home just needs a little glow-up. But not everyone has the time (or budget) for a full renovation. Luckily, you can transform your space in just a weekend with these quick, affordable updates.
1. Give Your Fr...
You found your dream home, the offer was accepted, and now… it’s time for the home inspection. Cue the nerves. The inspector’s report just landed in your inbox, and it’s pages long. Is your dream home a disaster waiting to happen?
Wh...
If your credit score is just a few points shy of qualifying for a better mortgage rate, a credit rescore could be your secret weapon.
What Is a Credit Rescore?
A credit rescore is a rapid update to your credit report that reflects recent ch...
House hunting with kids can be challenging, but these tips can make the process smoother:
1. Bring Essentials
Pack snacks, entertainment, and comfort items to keep them occupied during viewings.
2. Set Expectations
Explain the process t...
A clutter-free home sells faster and for a higher price. Follow these pre-listing decluttering tips:
1. Start with High-Impact Areas
Declutter kitchens, bathrooms, and entryways first, as they create the biggest first impressions.
2. Red...
If you purchased a home with less than 20% down, you're likely paying Private Mortgage Insurance (PMI). Here’s how you can remove it:
1. Pay Down Your Loan to 80% Loan-to-Value (LTV)
Once your loan balance reaches 80% of the home’s orig...