The Importance of Title Insurance
Title insurance protects you from past problems with your home’s ownership—like unpaid taxes, liens, or ownership disputes. One-time fee, lifetime coverage. It’s peace of mind you definitely wan...
Terminology
Interest Rate vs. APR: What’s the Difference?
The interest rate is what you pay to borrow money. The APR (Annual Percentage Rate) includes that plus other costs like points, fees, and closing costs. APR is the more accurate picture of what a loan will truly cost you 📊. Don’t just shop...
Questions About Buyer’s Agents
If you’re buying a home, a buyer’s agent can be your best advocate. 💼 Here’s why:
They represent your interests and guide you from search to closing.
They help you find homes, schedule tours, and craft competitive offers.
...
Real vs Personal Property
When it comes to real estate, not everything in the home stays behind. 🏠 Know the difference:
Real property includes the land and anything permanently attached—walls, fixtures, built-ins.
Personal property is anything movable—f...
What is a Kick-Out Clause
In a Sellers market, it is not uncommon for there to be multiple offers on a property. While this may seem like a great problem for sellers to face, how do they know that the buyer they choose can close on the home? Regardless of what market ...
What Does Pending Sale Mean?
Buying a home is a process. Once a buyer writes an offer and has it accepted, the listing is placed in a state called “pending sale.” During this stage, the principals involved perform all the elements of the contract, and once complete, th...
Risks of Removing Buyer’s Contingencies
Typical real estate offers include a wide variety of standard contingencies. These can include home inspections, appraisal, and loan approval. In a fast-moving, seller’s market, one of the ways to make an offer more appealing is to remove con...
Risks of Removing Buyer’s Contingencies
Typical real estate offers include a wide variety of standard contingencies. These can include home inspections, appraisal, and loan approval. In a fast-moving, seller’s market, one of the ways to make an offer more appealing is to remove con...
What is a Title Search?
It may seem like there are a million steps to the closing process when buying or selling a home. A title search is just one of the many stages and title problems may account for almost 10% of closing delays. As a seller, doing a preliminary tit...
Understanding the Back-Up Offer
“When can I consider my home sold? This is one of the most common questions real estate agents are asked. While the laws vary in different states, generally the contract is binding once both parties sign the offer. At that time the closing pr...