Interest Rate vs. APR: What’s the Difference?
The interest rate is what you pay to borrow money. The APR (Annual Percentage Rate) includes that plus other costs like points, fees, and closing costs. APR is the more accurate picture of what a loan...
Home Buying
Weekend Projects for Dining Rooms
Your dining room doesn’t need a full renovation to feel fresh. Try a weekend refresh: paint an accent wall 🎨, swap out the light fixture for something bold, add a mirror to open up the space, or upgrade your table centerpiece. Even new cur...
How to Handle Home Search Frustration
Low inventory, high prices, bidding wars—yep, it’s frustrating. But don’t give up! Get clear on your must-haves vs. nice-to-haves. Consider nearby zip codes or slightly different property types. And most importantly—trust the process (a...
FHA Loans Explained
FHA loans are a great option for first-time buyers or anyone with less-than-perfect credit. They offer lower down payment requirements (as low as 3.5%!), more flexible credit guidelines, and can be a stepping stone to homeownership. But they al...
Things to Look for When Obtaining a Moving Quote
Not all movers are created equal! When getting quotes, make sure you’re comparing apples to apples. Look for binding estimates, ask what’s included (boxes? mileage? insurance?), and always check reviews and licenses. If a quote is way lower...
Types of Uncommon but Helpful Home Inspections
Most buyers do the standard home inspection—but what about the ones that uncover hidden issues? Consider sewer scope inspections (especially for older homes), mold and radon testing, chimney inspections, and even pool/spa inspections 🏊. Th...
Ideas to Save on Home Insurance
Home insurance is essential—but overpaying isn’t. Start by comparing quotes from multiple carriers 🧐. Increase your deductible if you have enough savings for emergencies. Bundle policies, install security systems, and ask about discounts...
How to Avoid a Nightmare Final Walkthrough
Imagine it: you’re one day from closing, walk into your soon-to-be home… and the appliances are missing, there’s water damage, or worse. The final walkthrough is your last chance to ensure everything is as agreed. Bring your contract, ins...
How a Buyer Agent Can Help
Navigating the homebuying process without a buyer’s agent is like hiking without a map—you might make it, but you’ll probably miss the best path. A buyer’s agent is your personal guide, advocate, and negotiator. From helping you underst...
Questions About Buyer’s Agents
If you’re buying a home, a buyer’s agent can be your best advocate. 💼 Here’s why:
They represent your interests and guide you from search to closing.
They help you find homes, schedule tours, and craft competitive offers.
...
Don’t Let Small Problems Become Big
Little home issues have a sneaky way of growing into expensive repairs. 🧯 Stay ahead with simple maintenance habits:
Fix leaks and drips right away. Water damage is no joke.
Clean out gutters and downspouts regularly.
Seal crack...