You saved for the down payment, got pre-approved, and feel ready to go—but hold up 👀. There are some sneaky little costs that catch buyers off guard every time.
Here’s what most folks don’t budget for:
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Closing costs: Typically 2–5% of the purchase price 💸
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Home inspections and appraisals: Non-refundable and necessary
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Moving expenses: Even DIY moves add up fast
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New locks, blinds, and minor repairs: You’ll want to make it yours
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HOA fees, utility transfers, and that first grocery haul: Real talk, it all adds up 🛒
🎯 Pro tip: Don’t empty your account on the down payment alone. You’ll want a cushion for those “didn’t see that coming” expenses.
Buying your first (or next) home? I’ll help you budget smart so you land comfortably, not cash-strapped.