Who doesn’t love to spend time browsing through home magazines? Every season there are new looks and trends. While some are easy to achieve with a little paint, others would require extensive redecorating and design. A trip to the mall with high-end home stores is not helpful either. Unless you are prepared to spend hundreds or thousands of dollars on new items, these stores are disappointments. Fortunately, there are other ways to achieve the latest look without the designer price tag.
First, did you know that many of those national high-end home stores also own lower-priced chains? These Big Box-style stores, like Target and Walmart, often carry more affordable versions of the high-end stores. These stores thrive on repeat business, and what better way to get customers to keep coming back than to show them new and trendy items each time?
Another great way to update your look may surprise you – thrift and antique malls. You have heard the expression, “Everything old is new again.” A careful look at those style magazines may reveal vintage looks, like the revival of Mid-Century Modern and Vintage Chic. Often discarded items from their original trend can be found in thrift and antique stores.
Finally, re-upholstery and refinishing can be an option. Professionally done, this is more expensive than some other tips, but still less than buying their new counterparts. If you find a trend you like, it may be worth investing in new coverings and finishes. Style does not have to cost a fortune. Simple changes can be made with a quick trip to the local chain store this weekend. As fall approaches, it’s time to find some inspiration and then find the deals.
If you own a home, you know that you probably already maintain a homeowner’s insurance policy. Over the past few years, the cost of this insurance has soared. Wildfires, hurricanes, floods, and other natural disasters have caused insurance companies to dramatically increase premiums. But there are ways to try and mitigate these increases. Here are a few tips to employ in an effort to lower your costs.
Selling your home is a significant step and one of large financial consequences. Of course, you want to maximize your profit to allow you to achieve your future goals. You are aware that you need to make sure the home is in good condition and has “curb appeal,” but there are some commonly overlooked items to address before you list.
Summer is the perfect time to enjoy bright floral blooms in gardens and parks. Vibrant colors enhance warm weather views, inviting us to relax and enjoy the season. So, why not take a little time this weekend to transform interior spaces with some flower-themed accents? Simple changes can brighten and update any room, from the bedroom to the living room. Here are a few simple décor ideas to get you started.
One of the biggest factors lenders use in qualifying potential home buyers is income. When coupled with credit scores, income is critical in reducing the risk for the lender which in turn gives the buyer better terms, lowering costs. For most borrowers, income is a steady paycheck every few weeks, but for others, a sizable portion of their annual income comes from commissions or bonuses. Understanding how a lender applies this income to the qualifying criteria will help potential borrowers avoid frustration and successfully get a loan.
Nothing is more frustrating than finding a wonderful house and then realizing that the neighborhood is not as great. Everyone has heard the