PreQualified vs. PreApproved
Pre-qualified vs pre-approved...be prepared! When it comes to financing your future home, it’s important to know the difference. Give me a call today to discuss your options as I can put you in touc...
Finances
Mortgage Terminology: Cash Reserves
Also known as "liquid assets", these reserves include any funds that can be quickly turned into cash. These can be funds in a checking and savings account, most investments, or retirement accounts. If you have questions about a mortgage and don...
Mortgage Terminology: Property Tax
The amount assessed for property taxes are usually based on the value of the owned property, including the land it is on. If you have escrowed your property taxes (payment for the taxes is a part of your mortgage payment), a change in the prope...
Lender Questions
The lending process is a HUGE part of buying a home. Being prepared and working with the right lender will make the homebuying process run more smoothly and prevent unnecessary stress. My team of experienced and committed professionals are here...
Increasing Homeownership Opportunities
Freddie Mac recently announced that it will increase homeownership opportunities for first-time homebuyers by considering on-time rent payments as part of the company’s loan purchase decisions. That's a big deal for renters desiring to become...
Homebuying Myth
Even if you have student loans, don't assume that you can't buy a home. The deciding factor is your debt to income ratio (DTI), which calculates how much income you have coming in versus debt payments going out. Don't let wrong information stan...
Homebuying Myth
Often, when thinking about homeownership costs, buyers think of their main expense – their mortgage, and fail to go beyond that. It's important not to forget things like property taxes, HOA fees, insurance, etc. If you have questions about wh...
Home Buying During Inflation
Inflation doesn’t have to mean the end of your homeownership plans. Where there's a will, there's a way. Give me a call to discuss your options and come up with a plan to keep you on track to get those keys! #realestateeducation #buyingininfl...
Is a Self-Employed Mortgage Possible?
Yes, you can get a mortgage if you’re self-employed! Here are a few steps to help make that happen. Contact my team today to get started with making your homeownership goals come true since your entrepreneur aspirations have come to fruition....
Real Estate 101: Property Tax
Did you know that property taxes are often deductible on your federal income tax return? Let's work together to help you become a homeowner to enjoy some of the perks. My team is here to help! 678-360-6273 www.aullrealestate.com
#realestate10...