If you’re self-employed, a freelancer, or commission-based earner (👀 real estate friends, hairstylists, sales pros)—getting a mortgage can feel a little more complicated. But don’t worry—it...
In a perfect world, every buyer would make a full-price offer and waive all requests. But let’s be real—that’s not always the case 😅. In today’s market, offering financial concessions can be a strategic move that gets your home sold ...
Home insurance is non-negotiable—but your premium doesn’t have to drain your wallet 💰. Whether you're a new buyer or longtime homeowner, here are smart ways to cut costs without cutting corners:
🔐 1. Bundle your policies. Combine hom...
Let’s be real—no one loves paying HOA fees 💸. But when managed well, these monthly dues can add real value to your home and neighborhood.
🏘️ What Do They Cover? Think landscaping, exterior maintenance, community spaces, pool upkeep...
The interest rate is what you pay to borrow money. The APR (Annual Percentage Rate) includes that plus other costs like points, fees, and closing costs. APR is the more accurate picture of what a loan will truly cost you 📊. Don’t just shop...
FHA loans are a great option for first-time buyers or anyone with less-than-perfect credit. They offer lower down payment requirements (as low as 3.5%!), more flexible credit guidelines, and can be a stepping stone to homeownership. But they al...
Not all movers are created equal! When getting quotes, make sure you’re comparing apples to apples. Look for binding estimates, ask what’s included (boxes? mileage? insurance?), and always check reviews and licenses. If a quote is way lower...
Home insurance is essential—but overpaying isn’t. Start by comparing quotes from multiple carriers 🧐. Increase your deductible if you have enough savings for emergencies. Bundle policies, install security systems, and ask about discounts...
If you’ve been house hunting lately, you’ve probably heard the phrase "date the rate, marry the house." But what does it actually mean?
It Means: Buy the Right Home—Worry About Interest Rates Later
🏡 The house is the long-term inve...
Inflation is up, interest rates are climbing, and now you’re wondering—should I just wait?
Here’s the thing: waiting could actually cost you more.
Why Buying Now Still Makes Sense
💸 Rent is Also Rising – While home prices fluctu...
If your credit score is just a few points shy of qualifying for a better mortgage rate, a credit rescore could be your secret weapon.
What Is a Credit Rescore?
A credit rescore is a rapid update to your credit report that reflects recent ch...